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7 ArticlesLearn about the most fundamental mortgage topics.
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Mortgage Insurance – Why do I need to have it and what is it good for?
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Understanding Recapture Tax for Down Payment Assistance Programs
Jason Kauffman - June 24, 2024 - Mortgage 101
Learn about recapture tax for first-time homebuyers using Down Payment Assistance (DPA) programs. Understand when it applies, how it is calculated, and ways to reduce or avoid it.
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What is a Debt-to-Income Ratio?
Jason Kauffman - December 21, 2022 - Mortgage 101
Debt-to-income ratios are used in qualifying you for a mortgage. Learn about how these are calculated and used by underwriters when you are applying.
What is an Escrow Account?
Jason Kauffman - September 28, 2022 - Mortgage 101
Escrow accounts are common for most homeowners. Understanding how they work will help you address potential issues that come up over the life of your loan.
Adjustable Rate Mortgages (ARMs): How they can work for you
Jason Kauffman - September 27, 2022 - Mortgage 101
Understanding ARMs can help you decide if they are right for you. Read more about how they work and how they might be better for you than a 30 year fixed.
Jason Kauffman - March 15, 2022 - Mortgage 101
Mortgage insurance is one of the more misunderstood potential costs associated with obtaining or carrying a mortgage. Gaining a better understanding of it could save you money.
Why waiting to buy a home might cost you more money
Jason Kauffman - February 27, 2017 - Mortgage 101
What will the metro Denver real estate market and interest rates look like in 2017 and following years? When examining the question of whether to purchase or continue renting you have to consider a number of different variables. It’s not enough to simply look at one variable and make your decision based on that. Home […]
How buying a house can lower your taxes
Jason Kauffman - February 7, 2017 - Mortgage 101
It seems like there is always a steady stream of first time buyers looking to get information about buying their first home. They all have different reasons for wanting to buy a home – settling down and starting a family, tired of dealing with a landlord, want to start growing equity in a home that’s […]
