Website Terms of Use

Version Info: Version 2.0 – July 15, 2026
Company: Uptown Mortgage, LLC

1. Acceptance of Terms

These Website Terms of Use govern your access to and use of uptownmortgage.com and any webpages that link to these terms (collectively, the “Site”). The Site is owned and operated by Uptown Mortgage, LLC (“Uptown Mortgage,” “we,” “us,” or “our”).

By accessing or using the Site, you agree to these Terms of Use. If you do not agree to these terms, you should not use the Site.

2. Website Use

The Site is intended for individuals located in the United States who are interested in mortgage-related information, services, or resources. You may use the Site only for lawful purposes and in accordance with these Terms of Use.

You agree not to use the Site in a way that violates applicable law, interferes with the operation or security of the Site, attempts to gain unauthorized access to any system or information, submits false or misleading information, or uses the Site for spam, scraping, automated data collection, or other abusive activity.

We may restrict, suspend, or terminate access to the Site if we believe a user has violated these Terms of Use or is using the Site in a way that could harm Uptown Mortgage, the Site, other users, or third-party systems.

3. Informational Content Only

The information on the Site is provided for general informational and educational purposes. While we try to keep information accurate and current, mortgage guidelines, rates, products, fees, eligibility requirements, and market conditions can change without notice.

Nothing on the Site is a commitment to lend, loan approval, preapproval, rate lock, offer of credit, or guarantee of specific loan terms. Any loan approval, preapproval, rate quote, rate lock, or loan terms must be confirmed separately in writing by Uptown Mortgage and are subject to applicable underwriting, eligibility, documentation, and regulatory requirements.

Website content may not apply to every borrower, property, loan program, or state. You should contact Uptown Mortgage directly to discuss your specific circumstances.

4. Mortgage Applications and External Portals

Submitting a website form, requesting information, or contacting us through the Site does not by itself create a completed mortgage application, loan approval, preapproval, rate lock, or borrower-lender relationship.

If you choose to begin a mortgage application or continue into a secure borrower portal, you may be directed to a separate application platform. Information submitted through that platform may be subject to additional disclosures, terms, privacy notices, security procedures, and legal requirements.

You are responsible for providing accurate and complete information when submitting forms, requesting services, or beginning a mortgage application. Uptown Mortgage may rely on the information you provide when responding to inquiries, preparing estimates, reviewing eligibility, or assisting with mortgage-related services.

5. Intellectual Property and Website Content

The Site and its content, including text, graphics, logos, images, videos, design elements, page layouts, software, and other materials, are owned by Uptown Mortgage, LLC or its licensors and are protected by copyright, trademark, and other intellectual property laws.

You may view, download, or print materials from the Site for your personal, non-commercial use, provided that you do not remove copyright, trademark, licensing, or other proprietary notices.

You may not copy, reproduce, modify, publish, distribute, sell, lease, create derivative works from, or commercially exploit Site content without our prior written permission.

6. Third-Party Links, Tools, and Embedded Content

The Site may include links to third-party websites, platforms, portals, tools, social media pages, embedded videos, licensing resources, or other services that are not owned or controlled by Uptown Mortgage.

These third-party services may have their own terms, privacy policies, security practices, and data collection practices. Uptown Mortgage is not responsible for the content, availability, accuracy, security, privacy practices, or terms of any third-party website or service.

Links to third-party websites or services are provided for convenience and informational purposes only. The inclusion of a third-party link or tool does not necessarily mean that Uptown Mortgage endorses the third party, its services, or its content.

7. Privacy and Cookies

Your use of the Site is also governed by our Privacy Policy, which describes how we collect, use, disclose, retain, and protect information collected through the Site, including information related to cookies and similar technologies.

The Site may use cookies, analytics tools, security tools, embedded content, and similar technologies. Certain technologies may be managed through our cookie-consent tool or cookie-preference center.

By using the Site, you acknowledge that information may be collected and handled as described in our Privacy Policy and any applicable cookie-consent settings. These Terms of Use do not replace or limit any separate privacy notices or disclosures provided in connection with a mortgage application or customer relationship.

8. No Warranties

The Site and its content are provided on an “as is” and “as available” basis. Uptown Mortgage does not guarantee that the Site will be uninterrupted, error-free, secure, current, complete, or free from viruses or other harmful components.

We make reasonable efforts to provide useful and accurate information, but we do not warrant or guarantee the accuracy, completeness, reliability, availability, or suitability of the Site or any content on the Site.

To the fullest extent permitted by law, Uptown Mortgage disclaims all warranties, whether express, implied, statutory, or otherwise, including implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement.

9. Limitation of Liability

To the fullest extent permitted by law, Uptown Mortgage, LLC and its owners, officers, employees, representatives, agents, vendors, and service providers will not be liable for any indirect, incidental, consequential, special, exemplary, punitive, or similar damages arising out of or related to your use of, or inability to use, the Site.

This limitation applies whether the claim is based on contract, tort, negligence, strict liability, statute, or any other legal theory, even if Uptown Mortgage has been advised of the possibility of such damages.

Nothing in these Terms of Use limits liability that cannot be limited under applicable law.

10. Indemnification

You agree to defend, indemnify, and hold harmless Uptown Mortgage, LLC and its owners, officers, employees, representatives, agents, vendors, and service providers from and against any claims, losses, liabilities, damages, costs, or expenses, including reasonable attorneys’ fees, arising out of or related to your use of the Site, your violation of these Terms of Use, your submission of inaccurate or misleading information, or your violation of applicable law or third-party rights.

11. Changes to the Site

We may update, modify, suspend, or discontinue all or part of the Site at any time without notice.

We may also remove, revise, or update website content, tools, forms, resources, links, or features as business needs, legal requirements, technology, or mortgage-related information changes.

12. Changes to These Terms

We may update these Terms of Use from time to time. When we do, we will revise the version date or effective date shown at the top of these terms.

Changes are effective when posted unless a different effective date is stated. Your continued use of the Site after updated Terms of Use are posted means you accept the updated terms.

13. Governing Law and Venue

These Terms of Use are governed by the laws of the State of Colorado, without regard to conflict-of-law principles.

To the extent permitted by law, any dispute arising out of or related to the Site or these Terms of Use will be brought in the state or federal courts located in Denver, Colorado.

14. Severability

If any provision of these Terms of Use is found to be unlawful, void, or unenforceable, that provision will be deemed severed or limited to the minimum extent necessary, and the remaining provisions will remain in full force and effect.

15. No Waiver

Our failure to enforce any provision of these Terms of Use does not waive our right to enforce that provision or any other provision in the future.

16. Contact Information

If you have questions about these Terms of Use or the Site, please contact us at:

Uptown Mortgage, LLC
ATTN: Website Related Inquiry
1350 Lawrence Street, Suite 100
Denver, CO 80204
Email: info@uptownmortgage.com
Phone: 303-839-5262