To consolidate a first and second mortgage into a single loan

Often people will be in a situation where they have an ok rate on their first mortgage and a very high rate on their second mortgage. Sometimes it makes sense to consolidate the first and second mortgage into a single loan with a low fixed rate. This all depends on the interest that you are paying on your current first and second compared to the new single mortgage. Be sure you are doing your breakeven point math on the cost versus the savings.

Learn more: Refinance

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