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Will my earnest money count toward my down payment?

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Yes. You will receive credit for the earnest money to be applied toward your down payment.

Learn more: Asset Related Questions

  • Can I use cash deposits?
  • Can I take a cash advance on my credit card?
  • Can I deposit checks from sources other than my payroll check into my account?
  • What about transfers into my account from another account?
  • What do I do if I have already received money in my account?
  • What other things does the lender look for on account statements?
  • When do I need to have my down payment?
  • What is required for gift documentation?
  • My agent is writing my offer this afternoon and I forgot my checkbook. Can my girlfriend (or mom or brother or friend) write the earnest money check for me and I can pay them back?
  • I don’t have enough money in my account for my earnest money. Can I write a check from my credit card account?
  • Will my earnest money count toward my down payment?
  • Do I always get my earnest money back if I don’t purchase the home?
  • What other expenses will I have to incur in addition to what is on the closing cost estimates provided by my loan originator?

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  • Company NMLS 167768
  • Company CO 167768
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  • Company TX 167768
  • Company WA MB-167768

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