What do I need for the pre-qualification process?
Here is a list of information to have on hand for you and anyone else that will be applying with you:
- Name, DOB, SSN
- 2 year residence history (including current rent/mortgage amount)
- 2 year employment history (employer name, position, rough dates of employment)
- Gross (pre-tax) income amount
Learn more: First Time Homebuyers
- How do I start the process?
- What do I need for the pre-qualification process?
- Once I pre-qualify, what is my next step?
- How much of a down payment will I need?
- What if I don’t have a down payment?
- What is Mortgage Insurance?
- Is there specific documentation I will need to gather for the loan process?
- How long does the loan process take?
- Which loan option is best for me?
- How do I know which company or loan officer I should go with?