Is there specific documentation I will need to gather for the loan process?

If there’s one thing you will become familiar with when getting a home loan, it is documentation. Don’t fret though, some diligence on your part in the beginning will pay dividends as you move through the loan process. Here is a generic list of items needed for the loan process:

  • Most recent 2 years W2/1099 forms
  • Most recent 2 years Federal Tax Returns (All Pages)
  • Most recent month’s paystub(s)
  • Most recent 2 month’s statements for Checking, Savings, and Retirement accounts (All Pages)
  • Copy of your driver’s license
  • Homeowner’s Insurance Agent’s name/number

Once you speak with a loan officer you will get a much more refined list of items specific to your situation.

Learn more: First Time Homebuyers

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